Section 493.6115 of the Florida Statutes lets a licensed private investigator carry a gun on the job, but only with a second license on top of the first. That second license, the Class G, takes 28 hours of range and classroom training to get and four more hours every year to keep.

So can private investigators carry guns? In most US states, yes, but rarely on the strength of the investigator's license alone. Carrying at work usually takes a separate firearm permit, card or endorsement from the state regulator, and carrying concealed often takes a civilian carry permit as well. In the UK the answer is no. Handguns are prohibited weapons there, and no private license changes that.

Below we set out how six states handle it and where carry permits fit. We also cover what federal law offers retired police officers who become investigators, and what going armed does to your insurance.

Does a private investigator license let you carry a gun?

In most states it does not. A private investigator license covers the investigation work itself. That means surveillance, background research, interviews and, in some states, serving papers. The right to be armed while you do that work is a separate permission. It comes with its own training and background checks, and it is usually tied to the job you are licensed for.

An investigator photographs a street from a parked car at dusk, a locked pistol case on the passenger seat

California shows the pattern clearly. Its Bureau of Security and Investigative Services says an investigator who carries on duty must pass an approved firearms course and hold the Bureau's exposed firearms permit. To carry concealed on duty, the investigator needs that permit and a concealed carry license from the local sheriff or police chief. A concealed carry license on its own does not cover the work.

Virginia works the same way. Its regulator, the Department of Criminal Justice Services, answers the question with a flat no. An investigator who carries on duty needs a firearm endorsement, and to carry concealed also needs a concealed handgun permit and the employer's written permission.

Texas takes a different line. The Department of Public Safety says licensed investigators may choose to carry a handgun while doing the work they are licensed for. The same Penal Code rules apply to them as to any other Texan. One limit is written into the state's rules: an investigator may not openly carry a handgun while executing a capias or an arrest warrant. Texas is stricter with security officers. Only commissioned security officers and personal protection officers may carry a firearm on security duty.

What extra license does an armed private investigator need, state by state?

Firearm permit paperwork on a desk with a fingerprint card, a range target and ear protection

The answer depends on the state, and so does the name of the document. It is a permit in California, a Class G license in Florida, a Firearm Control Card in Illinois and an endorsement in Virginia. The table below covers six states, each checked against the regulator or the statute in November 2026.

State

Does the PI license alone let you carry at work?

What adds armed status

Who issues it

California

No

Exposed firearms permit after a Bureau-approved course; a local concealed carry license as well to carry concealed

Bureau of Security and Investigative Services, plus the sheriff or police chief

Florida

No

Class G statewide firearm license: 28 hours of training, then 4 hours a year

Florida Department of Agriculture and Consumer Services

Illinois

No

Firearm Control Card after an approved 48-hour firearm training course

Illinois Department of Financial and Professional Regulation

New York

No

A pistol license under Penal Law 400.00; a concealed carry license needs 16 hours of classroom training and 2 hours of live fire

The local licensing officer

Texas

Yes, within the state's handgun laws

No separate permit; no open carry while executing a capias or arrest warrant

Texas Department of Public Safety

Virginia

No

Firearm endorsement; to carry concealed, also a concealed handgun permit and the employer's written permission

Department of Criminal Justice Services

Rules change, so check the regulator's own page before you carry on a job.

Florida's statute adds two details that catch people out. A licensee may carry no more than two firearms on duty, and only the type and caliber they trained on. Any discharge on duty has to be reported to the department within five working days.

Illinois runs its own approved 48-hour firearm training course for the Firearm Control Card. In New York, an investigator license from the Department of State carries no firearm authority. A pistol license comes only from a local licensing officer under Penal Law 400.00, which also sets the training for concealed carry.

A firearms qualification is one credential among many. Our members' analysis of which certifications actually move your rate weighs each common credential against what clients pay for it.

Does a concealed carry permit or permitless carry cover private investigation work?

Usually not. Where a state regulates armed investigators, the on-duty permission is the one that counts, and a civilian carry permit does not stand in for it.

Florida says so in its statute: a state concealed weapon license does not exempt anyone from the Class G requirement. California's regulator makes the same point in its FAQ, where a concealed carry license without the exposed firearms permit does not authorize carry on duty.

Permitless carry does not change this either. Texas let most adults 21 and over carry a handgun without a license from 2021. The Department of Public Safety says that change does not override the licensing rules for private security work. The same holds wherever a state licenses armed investigators: if you carry because of the job, the job's licensing rules apply on top of the civilian carry law.

Carrying concealed for a full working day also raises a practical question: where the gun sits, and how you reach it under a jacket or from a car seat. Andy Wilson's guide to carry positions for protection work in our archive covers the options.

Can retired police officers working as private investigators carry under LEOSA?

Yes, if they meet the federal test, and it is the only route here that crosses state lines. The Law Enforcement Officers Safety Act, at 18 U.S.C. 926C, lets a qualified retired officer carry a concealed firearm in any state, whatever that state's own law says.

To qualify, the officer must have:

  • served at least 10 years in total, or left after probation because of a service-connected disability;

  • separated from the agency in good standing;

  • met the active-duty firearms standard within the last 12 months, at their own expense;

  • a photo ID from the former agency.

LEOSA has limits. It does not override a private owner's ban on guns on their property, or state and local rules for government buildings, bases and parks. Many investigation jobs take place on private property, so the client's or site owner's rules still apply.

Whether a state's licensing regulator accepts LEOSA in place of its own armed permit is a separate question for that regulator. Illinois, for one, offers a retired peace officer waiver of its Firearm Control Card for officers who qualify under LEOSA.

Some retired officers who move into investigation take protection work as well, and that role has its own licensing. We set out what an executive protection agent does and the licenses the role needs in a separate guide.

Can private investigators carry guns in the UK?

No. In Great Britain, handguns have been prohibited weapons since 1997. That year the Firearms (Amendment) Act added any gun with a barrel under 30 centimeters or a total length under 60 centimeters to section 5 of the Firearms Act 1968. No private license covers carrying one at work, and UK close protection officers work unarmed for the same reason.

UK investigators are not licensed at all. The Private Security Industry Act 2001 gave the Security Industry Authority power to license private investigation, but that part of the Act was never brought into force. The SIA has said that no regulation has been proposed or implemented and it has no plans to regulate private investigators. The decision to switch it on sits with the government.

Cut-paper illustration of a black pistol case and a blank red seal on layered permit documents

UK investigators and close protection officers who take armed work abroad do so under the law of the country where the work happens.

What does carrying a gun change for a private investigator's insurance?

It changes the policy you need. Many general liability policies exclude firearms or armed work outright, so an armed investigator needs a policy written without that exclusion or a specific armed endorsement. The exclusion can also catch an unarmed investigator who works alongside armed colleagues.

Our members' guide to what your insurance actually covers goes through the armed exclusion in detail. It also covers the extra premium brokers charge for armed work, and the two steps that bring it down.

Training records matter here too. Kevin R. Madison is a litigation attorney and expert witness in use-of-force cases. In The Liability Gap, he points out that training records and recertification logs are evidence of a reasonable standard of care. An investigator who carries should keep every qualification certificate and range record.

If you want to check your own cover, the Coverage Gap Audit in the Members' Library maps each of your policies against the exclusions that catch protection operators out.

A shooter in ear protection at an indoor range lane during firearms qualification, clipboard on the bench

Frequently asked questions

Do most private investigators carry guns?

No national figure exists for how many US investigators carry, and the Bureau of Labor Statistics does not track it. Much investigation work is records research, interviews and surveillance. Whether to go armed is usually decided job by job, and the licensing, training and insurance costs are part of that decision.

Can a private investigator carry a gun in another state?

Usually not on the strength of a home-state license. Investigator licenses and armed permits are issued by each state and apply inside that state. A civilian carry permit may be honored elsewhere under reciprocity agreements, but that does not authorize armed investigation work there. Qualified retired police officers are the main exception, under the federal LEOSA law.

How long does firearms training take for an armed private investigator?

It depends on the state. Florida's Class G license takes 28 hours of training, then 4 hours of requalification a year. Illinois uses an approved 48-hour course for its Firearm Control Card. A New York concealed carry license needs 16 hours of classroom training and 2 hours of live fire.

Before you carry on a job, check three things: the armed permit from your state's investigator regulator, the civilian carry permit if you will carry concealed, and the firearms wording in your liability policy. All three have to line up before the gun goes on. Circuit Magazine publishes On The Circuit, a free weekly intelligence briefing for security and protection professionals, and licensing changes like these are part of what it covers.

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